Simply and efficiently manage your credit risk profile.
As the U.S. moves deeper into the late stages of the current credit cycle, institutions need more tools, analysis and strategies to detect emerging credit risk and stresses early, before serious deterioration and losses occur. IntelliCredit delivers—by making it efficient and affordable for credit unions of all sizes to proactively manage fluctuating credit risk, fuel game-changing mandatory loan reviews and curtail losses.
Automate a more informed view of your institution’s credit health.
- Portfolio Analyzer – provides instant analysis and push-button reports of the credit union's aggregate credit risk, based on both public and institution-specific data
- Loan Review – using an automated sample selector that considers embedded risk, rather than just individual loans, credit specialists employ a new and smarter method for meeting regulatory-mandated loan reviews
- Loss Forecasting Capabilities – provides automated, statistical analyses that compute probabilities of default (PDs), losses given default (LGDs) and risk grade migrations that can be used to inform portfolio due diligences, discounted credit marks, stress tests and loan loss provisioning (per current and CECL standards)