Simply and efficiently manage your credit risk profile.
As the U.S. moves deeper into the late stages of the current credit cycle, banks need more tools, analysis and strategies to detect emerging credit risk and stresses early, before serious deterioration and losses occur. IntelliCredit delivers—by making it efficient and affordable for banks of all sizes to proactively manage fluctuating credit risk, fuel game-changing mandatory loan reviews and curtail credit losses.
Now is the time for vigilance! And given the immediate credit impact of the coronavirus emergency, inventorying emerging portfolio risks, such as in the broadly impacted services industries, will be an investment in that vigilance.
Automate a more informed view of your bank's credit health.
- Portfolio Analyzer – provides instant analysis and push-button reports of the bank's aggregate credit risk, based on both public and institution-specific data
- Smart Loan Review – using an automated sample selector that considers embedded risk, rather than just individual loans, credit specialists employ a new and smarter method for meeting regulatory-mandated loan reviews
- Loss Forecasting Capabilities – provides automated, statistical analyses that compute probabilities of default (PDs), losses given default (LGDs) and risk grade migrations that can be used to inform portfolio due diligences, discounted credit marks, stress tests and loan loss provisioning (per current and CECL standards)