Educational Webinar Series for Banks

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CRA: How Much is Enough?

Wednesday, February 28 2:00pm ET
Duration: 60 minutes

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Join us for a one-of-a-kind webinar featuring the nation's leading CRA expert and author, Kenneth H. Thomas, Ph.D., President, Community Development Fund Advisors, LLC (Author of The CRA Handbook, and former Lecturer in Finance at The Wharton School). Dr. Thomas will share the results of his proprietary database of thousands of CRA public Performance Evaluations (PEs) to answer the critical CRA question of 'How much is enough?'

We all know there is some subjectivity involved in any rating system, but using the results of thousands of completed CRA PEs enables the creation of guidelines for different ratings. While regulators do not accept or endorse such guidelines, they are very useful for providing bankers with a benchmark of their CRA performance, especially for those with an upcoming exam. In addition to discussing these suggested quantitative guidelines, Dr. Thomas will also review the important qualitative factors used by examiners in the various CRA tests. Also, Dr. Thomas will present his views on proposed CRA reforms based on his recent meetings with representatives of both the U.S. Treasury Department and the Congressional Black Caucus.

Learning Objectives: You should participate in this Webinar to:

  • Hear why regulators and examiners prefer discretion rather than rules
  • Learn the most important Qualitative factors to consider
  • Understand specific guidelines for the key Lending Test ratios
  • Review the guidelines for Community Development Loans,Investments and Services
  • Learn the guidelines for Intermediate Small Banks vs. Large Bank Exams
  • Discover how to compensate for weaknesses in various CRA performance tests
  • Hear the Top Ten Takeaways for preparing for your next CRA Exam
  • Understand the proposed CRA reforms

Program Level: Intermediate

Prerequisites: Basic knowledge of and experience with CRA and community development
Advanced Preparation: Presenter will provide several useful articles for review in advance of the webinar

Who Should Attend?

CRA Officers, Compliance Officers and Managers, Community Development Managers, Auditors, Risk Managers, Bank Counsel, Any Lender with CRA Responsibilities, Senior Bank Managers, Presidents, CEOs, CFOs, Board Members, CRCMs, CLBBs and CPAs

CPE Credit: 1 credit in Management Advisory Services
Course Publication, Revision or Review Date: 01/15/2018

Registration

Registration is available at www.qwickrate.com/eduwebinars or by phone at
800.285.8626. This is a free Webinar for QwickRate subscribers and $310 for non-QwickRate subscribers.

Refund Policy

No refunds. CPE recipients will be billed after the webinar event. Please contact 800.285.8626 or email continuingeducation@qwickrate.com with any questions.


CPE Sponsors

QwickRate is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website: www.learningmarket.org.

Presenter’s Biography:

Kenneth H. Thomas, Ph.D.
President, Community Development Fund Advisors, LLC

Kenneth H. Thomas, Ph.D. is the nation's leading expert and author on the Community Reinvestment Act (CRA). He has testified in Congress, advised regulators, trained federal bank examiners, and written numerous articles and two books on CRA, including The CRA Handbook (www.CRAHandbook.com); many of its recommendations were implemented into current CRA regulations. He recently met with representatives of both the U.S. Treasury Department and the Congressional Black Caucus to present his views on CRA reform. He has worked with banks, regulators, and even community groups in a consulting capacity since the 1977 CRA law was established. Dr. Thomas has also launched and acted as Chair of the Board of Trustees of two different nationwide CRA investment mutual funds, including The Community Development Fund (www.CommunityDevelopmentFund.com) launched in April 2016 (ticker CDCDX). He received a B.S.B.A. from University of Florida; an M.B.A. from University of Miami; and, an M.A. and Ph.D. from The Wharton School of the University of Pennsylvania, where he taught banking and finance for 42 years. Dr. Thomas is a regular speaker and writer in the banking industry and has appeared frequently on ABC radio, Bloomberg radio and TV, CNN, CNBC, MSNBC, Nightly Business News, and NPR